Rates

 

Checking Accounts3

  Interest Rate APY1
NOW Account 0.05% 0.05%
Hi-Fi Account 0.10% 0.10%

 

Savings Accounts3

  Interest Rate APY2
Regular Savings 0.05% 0.05%
Junior Savings 0.05% 0.05%

 

Certificates of Deposit under $100,0004

Term Interest Rate2 APY2
 6 Month CD 0.10% 0.10%
1 Year CD 0.15% 0.15%
18 Month CD 0.20% 0.20%
2 Year CD 0.25% 0.25%
30 Month CD 0.30% 0.30%
3 Year CD 0.40% 0.40%
4 Year CD 0.50% 0.50%
5 Year CD 0.80% 0.80%

 

Certificates of Deposit over $100,0004

Term Interest Rate APY2
6 Month CD 0.15% 0.15%
1 year CD 0.20% 0.20%
18 Month CD 0.25% 0.25%
2 Year CD 0.30% 0.30%
30 Month CD 0.35% 0.35%
3 Year CD 0.45% 0.45%
4 Year CD 0.55% 0.55%
5 Year CD 0.85% 0.85%

Rates current as of Nov 8, 2013 – Rates subject to change without notice.

NOW & Hi-FI accounts require an initial deposit of $1,000; CDs require an initial deposit of $1,000; Savings accounts require an initial deposit of $50.

1 – APY = Annual Percentage Yield based on Monthly Compounding

2 – APY = Annual Percentage Yield based on Quarterly Compounding

3 – Account fees may reduce earnings

4 – Penalty for early withdrawal