PERSONAL CHECKING ACCOUNTS

NOW ACCOUNT
$1000 minimum deposit to open account
No monthly service charge when average balance is $1000 or greater
Monthly service charge of $6.00 if average balance falls below $1000 plus 20 cents per check
No charge for the first 30 checks that clear the account, 20 cents per check thereafter
Interest will change at bank’s discretion in regard to market conditions
Government regulations restrict eligibility to individual, sole proprietors & public funds
Please Click Here for the latest interest rate information.

PLUS ACCOUNT
$100 minimum deposit to open account
Monthly charge is $7.00 per month
No minimum balance required
No fees for Cashiers Checks, Travelers Checks & Money Orders
2 free stop payments per month
5 free copies per month
No charge for the first 30 checks that clear the account, 15 cents per check thereafter
Half price on Safe Deposit Box rent for the first year
$10,000 Accidental Death and Dismemberment Insurance Policy*
$10,000 Identity Theft Insurance

REGULAR CHECKING
$100 minimum deposit to open account
No minimum balance
Service Charge of $1.50 per month plus .15 cents per check

BUSINESS CHECKING
$100 minimum deposit to open account
No minimum balance
Service Charge of $2.00 per month plus 20 cents per check

SAVINGS ACCOUNTS

REGULAR SAVINGS
$50.00 minimum deposit to open account
Interest is calculated daily and paid quarterly
Up to 6 withdrawals per quarter at no charge thereafter 50 cents per withdrawal
A $10.00 service charge will be imposed if account is closed within 90 days
If the average balance for the quarter falls below $5.00 the account will be charged a service charge of $1.00 per quarter
Interest will change at bank’s discretion in regard to market conditions.  Please Click Here for the latest interest rate information.

HI-FI ACCOUNT
$1000 MINIMUM DEPOSIT TO OPEN ACCOUNT
Service charge of $10 if average account balance drops below $1000
Six withdrawals or transfers are allowed each statement cycle, 3 by check and 3 otherwise
Interest will change at bank’s discretion in regard to market conditions.  Please Click Here for the latest interest rate information. 
Service charge of $5.00 for each withdrawal over 6

*Complete disclosures available on all accounts